As soon as you take up residence in the Netherlands and are registered with the population register, you start to accumulate pension with the state scheme. When you start work, you start to build up your second pillar pension.
Contributions to the old-age pension AOW have to be paid solely by the employee.
No.
Within the EU, Dutch periods of insurance can be recognized as insurance periods in order to fulfill certain qualifying periods (eg. 15 years of insurance to qualify for a Spanish pension).
Request a statement of insured periods from the SVB. It is useful to apply for a DigID (electronic signature) so that you can communicate with the SVB, Dutch Pension Register and other government institutions. Keep your DigID up to date by logging on at least once a year!
Old age pension, child benefits and risk based survivors’ pensions.
See www.svb.nl (available in English)
For each year of insurance you are entitled to 2% of the full pension. There is no minimum period. For more details regarding the amount of the pension please refer to the section Pension Landscape in the Netherlands.
Within the EU Dutch periods of insurance can be recognized as insurance periods in order to fulfill certain qualifying periods (eg. 15 years of insurance to qualify for a Spanish pension).
You can pay voluntary contribution in order to continue the state insurance after leaving the Netherlands. There is a maximum period of 10 years.
At the moment the pension for a single person is 70% of the Dutch minimum wage. If you are married or living together the maximum pension is 50% of the Dutch minimum wage. These are the rates of the state pension. For more details about the Dutch pension system refer to the section Pension Landscape in the Netherlands.
The pensionable age was 65 but is currently being increased in small steps.
You apply for a pension with the Social Insurance bank, via the social security institution of your country of residence or the country in which you were last insured, in accordance with EU regulations and/or bilateral agreements.
Yes. The AOW state pension is payable from the pensionable age, irrespective of whether you are still working.
Refer to question C3.
The actual pension is payable to a pensioner outside the Netherlands.
Link: https://www.svb.nl/en/aow-pension/payment-of-aow-pension
